Chase Bank Check Cashing Policy: Limits, Fees, Days, etc Detailed

Chase Bank Check Cashing Policy: Limits, Fees, Days, etc Detailed

Chase Bank is among the premier financial institutions when you look at the U.S. and, like every bank, Chase has some policies and costs concerning check cashing. Below, we now have more about Chase financial’s check cashing policies, such as information regarding approved check kinds, limitations, charges, and requirements.

Chase Financial Check Cashing Rules


If you should be a Chase lender visitors, you’ll just need your money number to funding your check. Typically, you will not need showing recognition as a free account holder, although it’s a smart idea to have actually a form of ID with you in case the financial should verify their character. [2]

For non-customers, you’ll need a photograph ID, such as for instance a situation driver’s permit, passport, or other government-issued ID to earnings monitors. For monitors over $500, you need an extra as a type of ID, such as a credit card, debit cards, or societal Security card. Oftentimes, Chase lender may also call for verification of the target, eg a computer program statement within label. [2]


Chase lender does not usually reduce wide range of monitors you are able to funding at any moment. But remember that non-customers need to pay a charge of $8 for each and every specific check getting cashed in the lender.

If you find yourself a merchant account holder at Chase Bank, there’s no certain, companywide maximum the size of a it is possible to profit, but individual branches may put limitations. But is a great idea to contact the branch before seeing to be sure could profit your own check. You may well be limited by extent now available in your bank checking account, so that the financial can retrieve the funds in the event that check bounces.

In the event that you’re deposit the check, Chase lender usually renders at the least $200 of in initial deposit available by the subsequent working day, as well as the staying levels offered once the check keeps cleaned making use of giving financial. [2] keep in mind that if you should be a non-customer cashing a drawn on a Chase account, the payer’s account must have enough funds to help the check are cashed.


It is possible to cash inspections at a Chase Bank by either heading in the lender department or utilizing the drive-through deal lanes, if available. To funding a check in a Chase lobby or drive-through, you’ll have to signal the rear of the check up on the most truly effective range (for businesses printed monitors) and/or best line (private checks).

If you find yourself a Chase Bank visitors, you’ll be able to create your account number at stake or room below for which you’ve closed your own name. It will help the bank teller techniques their exchange more quickly.

Next, just existing your check and detection towards the bank teller from the table or drive-through and request to have it cashed.

Examine Cashing Days

You can even put a check installment loans Idaho through a Chase ATM — pick your nearest ATM by using the Chase Automatic Teller Machine locator.

Remember many hours of procedure may differ by venue, as a result it’s best to phone ahead of time verify the several hours at the neighborhood department before making the trip.

Smartphone Deposit

If you’re a Chase financial buyer and you’ve got a fruit or Android os tool, it is possible to put a remotely to your accounts with Chase QuickDeposit. You need to a photo on the check and proceed with the directions during the QuickDeposit app.

I really do not need a merchant account; but We have cashed monitors over $10,000 from 401k here. My hubby obtained money check drawn up from Chase bank and was told it was on the limitation. So is this genuine or perform different places has various policies?

Monica, we’re sorry to listen about your problems! We contacted Chase’s business support service department and were advised that there’s no ready limitation that applies to all stores, but that limbs sometimes set restrictions for non-customers at their discretion. Really a smart idea to call the branch before checking out to make sure that that they’ll funding the check; your own partner might want to decide to try contacting various limbs in your community other than the one he already went to. Chase may also deny the exchange if the levels that the check try pulled on needs sufficient resources. We have up-to-date our very own post to mirror this information.

THE WAY TO GET ROUND CHASE LENDER CHECK CASHING COSTS! I will be a standard specialist: ISSUE: The Chase lender (and a few others) cost you $8.00 to cash their unique member’s individual monitors. Their unique reason, ‘you commonly a member of our bank’. This is certainly a “PREDATORY FEE”, and also the financial realize! Every supervisor We have spoken to share with me personally your expenses to procedure that check is the identical conditions I happened to be an associate or perhaps not. These are generally penalizing you for not-being a part of the financial, ‘which try stupid”, the one who penned the check is ‘not an associate of one’s bank’, but made a decision to hand you a! My personal bank does not recharge a cashing charge, and I am failing to pay a check cashing fee to Chase or other people!

SOLUTION: DON’T wages THE FEE! Whenever their own member give you a add $8.00 to cover their particular check cashing charge! dont shell out the cost! It charges Chas similar to process that check whether you’re a part or not! Among my visitors, ‘that’s stupid!, ‘I did not know my personal bank got performing that, I am not saying attending shell out Chase $3.00 to get the check, after that shell out $8.00 each time we write one’. SHE WENT HER LEVELS TO SOME OTHER FINANCIAL! If an adequate amount of their unique representative whine about make payment on cost, maybe these predators will come on their senses. You will find 25 people with Chase reports. Should they choose to compose me a We put $8.00 to their charge to cover their Chase check cashing charge. I’m not buying their particular users in order to maintain a Chase checking account! Chase money more than 20,0000 inspections yearly …..that’s $160,000.00 a year we were paying for their own users to maintain their unique Chase bank checking account. ‘WHO Would CHASE REALLY FEEL THEY’RE? THE IRS! SUBMIT THE FEE BACK INTO THEIR CUSTOMER….. DON’T wages IT!….LET THEIR VISITORS MANAGE things!